Productive Zakat of Baznas Yogyakarta on the Growth of Micro Business

Agus Faisal (1), Irma Yuliani (2)
(1) Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Kalijaga Yogyakarta
(2) Faculty of Islamic Economics and Business Universitas Islam Negeri Sunan Kalijaga Yogyakarta
Fulltext View | Download
How to cite (SHIRKAH) :
Faisal, A., & Yuliani, I. (2018). Productive Zakat of Baznas Yogyakarta on the Growth of Micro Business. Shirkah: Journal of Economics and Business, 2(3). https://doi.org/10.22515/shirkah.v2i3.169

This empirical study aims to determine the impact of the productive zakat, infaq and sadaqah (ZIS) on the growth of micro business and the welfare of mustahiq in Badan Amil Zakat Nasional (Baznas) branch of Daerah Istimewa Yogyakarta (DIY). Applying structural equation modeling partial least square (PLS SEM), it confidently aims to verify the factors that influence the mustahiq welfare. The data of the research had systematically gathered by distributing questionnaires to 50 respondents and analytically processed by SmartPLS 3.0. This paper found that the productivity of ZIS took significantly positive influence on the growth of micro business and the welfare of mustahiq. In other words, the financial capital given to mustahiq able to improve micro business through developing the employment.

 

Keywords: zakat, infaq, sadaqah, micro business, SmartPLS, Baznas, Yogyakarta

Abd. Wahab, N., Zainol, Z., Abu Bakar, M. (2017). Towards Developing Service Quality Index for Zakat Institutions. Journal of Islamic Accounting and Business Research 8(3), 326-333.

Abdullah, N. (2017). The Application of Zakat Index (Zein) to Measure the Effectiveness of Zakat in Alleviating Malaysia's Poverty. International Journal of Economic Research 14(15), 1-11.

Abu Faris, M Abdul Qadir. (1983). Kajian Kritis Pendayagunaan Zakah. Semarang: Dimas.

Adisasmita, Raharjo. (2013). Teori-teori Pembangunan Ekonomi : Pertumbuhan ekonomi dan pertumbuhan wilayah. Yogyakarta: Graha.

Asnaini. (2008). Zakat Produktif dalam Perspektif Hukum Islam. Yogyakarta: Pustaka Pelajar.

Bhuiyan, A.B., Siwar, C., Ismail, A.G., Omar, N. (2017). The Islamic Microfinancing Contributions on Sustainable Livelihood of the Borrowers in Bangladesh. International Journal of Business and Society 18(S1), 79-96.

Djuanda, Gustian. (2006). Pelaporan Zakat Pengurangan Pajak.. Jakarta: Raja Grafindo.

Fakih, Mansour. (1987). Analisis Gender dan Transformasi Sosial. Yogyakarta: Pustaka Pelajar.

Fathullah, Haikal Luthfi. (2015). Pengaruh Bantuan Zakah Produktif Oleh Lembaga Amil Zakah Terhadap Pendapatan Mustahiq (Studi pada LAZIS Sabilillah dan LAZ EL Zawa Malang), Jurnal Ilmiah Mahasiswa Universitas Brawijaya Vol. 4, No 1.

Febianto, Irawan., Ashany, Arimbi Mardila. (2012). The Impact Of Qardhul Hasan Financing Using Zakah Funds On Economic Empowerment (Case Study of Dompet Dhuafa, West Java, Indonesia). Asia Business Review. Vol. 1, Issu 1, September, 15-20.

Ghozali, Imam. (2015). Partial Least Squares: Konsep, Teknik dan Aplikasi Menggunakan Program SmartPLS 3.0. Semarang: Badan Penerbit Undip.

Hafidhuddin, Didin. (2007). Agar Harta Berkah dan Bertambah. Jakarta: Gema Insani.

Hafidhuddin, Didin. (2008). The Power Of Zakah: Studi Perbandingan Pengelolaan Zakah Asia Tenggara. Malang: UIN-Malang-Press.

Hikmat dan Hidayat. (2008). Panduan Pintar Zakah. Jakarta: Qultummedia. 2008.

http://ekonomi.tvone.co.id/berita/view/42945/2010/08/20/Zakah_potensi_atasi_kemiskinan_di_dunia/. retrieved 26 Desember 2016.

http://Zakah.or.id/undang-undang-pengelolaan-Zakah-di-indonesia. retrieved 10 September 2016.

Ibrahim Patmawati, Ghazali Ruziah. (2014). Zakah as an Islamic Micro-Financing Mecanism to Productive Zakah Recipients. Asian Economic and Financial Review (411), 117-125.

Inayah, Gazi. (2003). Teori Komprehensip Tentang Zakat dan Pajak. (Transl) Yogyakarta: Tiara Wacana.

Jalaluddin. (2012). Pengaruh Zakah Infaq dan Sadaqah Produktif terhadap Pertumbuhan Usaha Mikro dan Penyerapan Tenaga Kerja Serta Kesejahteraan Mustahiq. Majalah Ekonomi Tahun XXII. No. 3. Desember, 270-277.

Mannan, M.A. (1997). Teori dan Praktik Ekonomi Islam. Yogyakarta: Dana Bhakti Wakaf.

Mufraini, M.Arif. (2006). Akuntansi dan Manajemen Zakah: Mengomunikasikan Kesadaran dan Membangun Jaringan. Jakarta: Kencana.

Müller, D.M. (2017). From Consultancy to Critique: The ‘Success Story’ of Globalized Zakat Management in Malaysia and Its Normative Ambiguities. Globalizations 14(1), 81-98.

Mutia, Agustina., Zahara, Anzu Elvia. (2009). Analisis Faktor-Faktor yang Mempengaruhi Kesejahteraan Ekonomi Mustahiq Melalui Pemberdayaan Zakah. Jurnal Kontekstualita, Vol. 25, No. 1, Juli, 1-12.

Naf’an. (2014). Ekonomi Makro (Tinjauan Ekonomi Syariah). Yogyakarta: Graha Ilmu.

Othman, A., Noor, A.H.M. (2017). Identifying Determinants of Subjective Poverty among Zakat Applicants. Advanced Science Letters 23(8), 7710-7713.

Pailis, Armas, dkk. (2016). The Influence of Maqashid Syariah toward Mustahik’s Empowerment and Welfare (Study of Productive Zakat Recipients on Baznas Riau). American Journal of Economics.6(2), 96-106.

Peraturan Menteri Agama (PMA) Republik Indonesia Nomor 52 Tahun 2014 tentang Syarat dan Tata Cara Perhitungan Zakah Mal dan Zakah Fitrah serta Pendayagunaan Zakah untuk Usaha Produktif. 2014.

Qadir, Abdurrachman. (1998) Zakah (Dalam Dimensi Mahdhah dan Sosial). Jakarta: Raja Grafindo Persada.

Qardawi, M Yusuf. (1987). Hukum Zakat, Studi Komparatif Mengenai Status dan Filsafat Zakah Berdasarkan Qur’an dan Hadits. (Transl. Salman Harun) Jakarta: Litera Antar Nusa.

Qardawi, Yusuf. (1973). Fiqhuz-Zakah (Transl). Jakarta: Litera Antar Nusa.

Qardawi, Yusuf. (1996). Konsepsi Islam dalam Pengentasan Kemiskinan. Surabaya: Bina Ilmu.

Rusli, Abu Bakar Hamzah., Sofyan Syahnur. (2013). Analisis Dampak Pemberian Modal Zakah Produktif terhadap Pengentasan Kemiskinan di Kabupaten Aceh Utara. Jurnal Ilmu Ekonomi Pascasarjana Universitas Syiah Kuala. Vol. 1, No. 1, Februari 2013, 56-63.

Sartika, Mila. (2008). Pengaruh Pendayagunaan Zakah Produktif terhadap Pemberdayaan Mustahiq pada LAZ Yayasan Solo Peduli Surakarta. Jurnal Ekonomi Islam La Riba. Vol. II, No. 1, Juli 2008, 75-89.

Sholihin, Mahfud. (2013). Analisis SEM-PLS dengan Warp PLS 3.0. Yogyakarta: Penerbit Andi.

Tamin, Imron Hadi. (2011). Peran Filantropi dalam Pengentasan Kemiskinan di dalam Komunitas Lokal. Jurnal Sosiologi Islam. Vol. 1, No. 1, April 2011, 35-58.

Undang-Undang Republik Indonesia Nomor 23 Tahun 2011 tentang Pengelolaan Zakah. 2011.

Utami, Siti Halida. (2014). Pengaruh Pendayagunaan Zakah Produktif Terhadap Pemberdayaan Mustahiq di Kota Medan. Jurnal Ekonomi dan Keuangan. Vol. 2, No. 6, 353-366.

Wan Sulaiman bin Wan Yusoff. (2008). Modern Approach of Zakah as an Economic and Social Instrument for Proverty Alleviation and Stability of Ummah. Jurnal Ekonomi dan Studi Pembangunan Vol. 9, No. 1, 105-118.

Widiastuti, Tika. (2015). Model Pendayagunaan Zakah Produktif Oleh Lembaga Amil Zakah dalam Meningkatkan Pendapatan Mustahiq. JEBIS. Vol. I, No. 1, Januari-Juni, 89-102.

Wulansari, Sintha Dwi. (2014). Analisis Peranan Dana Zakah Produktif terhadap Perkembangan Usaha Mikro Mustahiq (Studi Kasus Rumah Zakah Kota Semarang). Diponegoro Journal of Economics. Vol. 3, Nomor 1, Tahun 2014, 1-15.

Copyright

Copyright aims to protect the specific way the article has been written to describe an experiment and the results. Shirkah: Journal of Economics and Business is committed to its authors to protect and defend their work and their reputation and takes allegations of infringement, plagiarism, ethical disputes, and fraud very seriously. Automotive Experiences is published under the terms of the Attribution-NonCommercial 4.0 International (CC BY-NC 4.0). Authors retain copyright and grant the journal right of first publication (online and print) with the work simultaneously. We use the restrictive license (non-commercial) as follows:

BY (attribution): Users are allowed to share, distribute and redistribute the published article in any medium or format, with an identification of the authors and its initial publication in this journal. Authors are encouraged to post and distribute their articles immediately after publication (e.g., institutional or public repositories, personal websites). Authors are allowed to enter into additional contractual arrangements for the non-exclusive distribution of the published and an acknowledgment of its initial publication in this journal.
NC (non-commercial): Users are not allowed to use the article commercially without the permission of the authors. Authors agree explicitly that the published article is indexed worldwide in databases, repositories and indexation services, even if these services operate on a commercial basis. Authors grant Shirkah: Journal of Economics and Business explicit the right to include the published articles in databases, repositories and indexation services. 

License

License to Publish

The non-commercial use of the article will be governed by the Attribution-NonCommercial 4.0 International (CC BY-NC 4.0). The author hereby grants Shirkah: Journal of Economics and Business an exclusive publishing and distribution license in the manuscript include tables, illustrations or other material submitted for publication as part of the manuscript (the “Article”) in print, electronic and all other media (whether now known or later developed), in any form, in all languages, throughout the world, for the full term of copyright, and the right to license others to do the same, effective when the article is accepted for publication. This license includes the right to enforce the rights granted hereunder against third parties.

Author's Warranties

The author warrants that the article is original, written by stated author/s, has not been published before, contains no unlawful statements, does not infringe the rights of others, is subject to copyright that is vested exclusively in the author and free of any third party rights, and that any necessary written permissions to quote from other sources have been obtained by the author(s).

User Rights

Under the Creative Commons Attribution-Non Commercial 4.0 International (CC BY-NC 4.0) license, the author(s) and users are free to share (copy and redistribute the material in any medium or format) and adapt (remix, transform, and build upon the material). Users must give appropriate credit, provide a link to the license, and indicate if changes were made.

Rights of Authors

Authors retain the following rights:

  1. Copyright, and other proprietary rights relating to the article, such as patent rights,
  2. The right to use the substance of the article in future own works, including lectures and books,
  3. The right to reproduce the article for own purposes, provided the copies are not offered for sale, and
  4. The right to self-archive the article.

Co-Authorship

If the article was prepared jointly with other authors, the signatory of this form warrants that he/she has been authorized by all co-authors to sign this agreement on their behalf, and agrees to inform his/her co-authors of the terms of this agreement.

Royalties

This agreement entitles the author to no royalties or other fees. To such extent as legally permissible, the author waives his or her right to collect royalties relative to the article in respect of any use of the article by Shirkah: Journal of Economics and Business or its sublicensee.

Miscellaneous

Shirkah: Journal of Economics and Business will publish the article (or have it published) in the Journal if the article’s editorial process is successfully completed and Shirkah: Journal of Economics and Business or its sublicensee has become obligated to have the article published. Shirkah: Journal of Economics and Business may conform the article to a style of punctuation, spelling, capitalization, and usage that it deems appropriate.