DOI : https://doi.org/10.22515/shirkah.v6i2.386

The Contribution of Waqf on Poverty Alleviation through Digital Platforms: A Case of Indonesia

Ahmad Fanani (1), Ardhika Wahyu Kuncoro (2), Ahmad bin Muhammad Husni (3), Elina Adi Wijayanti (4)
(1) Sultan Omar ‘Ali Saifuddien Centre for Islamic Studies, Universiti Brunei Darussalam
(2) Department of Fiqh and Usul Al-Fiqh, Kulliyah of Islam Revealed Knowledge and Human Science, International Islamic University Malaysia
(3) Department of Fiqh and Usul Al-Fiqh, Kulliyah of Islam Revealed Knowledge and Human Science, International Islamic University Malaysia
(4) Faculty Sharia and Law, Master of Islamic Economy Law, Syarif Hidayatullah State Islamic University Jakarta
Fulltext View | Download
How to cite (SHIRKAH) :
Fanani, A., Kuncoro, A. W., Husni, A. bin M., & Wijayanti, E. A. (2021). The Contribution of Waqf on Poverty Alleviation through Digital Platforms: A Case of Indonesia. Shirkah: Journal of Economics and Business, 6(2), 246–261. https://doi.org/10.22515/shirkah.v6i2.386
Citation Format :
Today, poverty is a crucial issue and has a great impact in social and economic development. Waqf (charitable endowment) is one of the sources of Islamic economic system, which refers to the voluntary charity. Waqf has a unique presence in Islam and could potentially alleviate poverty. It was reflected in the historical lesson since prophet Muhammad (PBUH) and his companions developed a system where rich people could donate their wealth for the society development. This concept, nowadays, is adopted by developing a Waqf system that integrates digital technology. Concerning on this issue, the present study aims to snapshot a poverty situation and portray the grand design of digital Waqf system in alleviating the poverty in Indonesia. Under the procedure of qualitative approach, this study employs document analysis and observation of all instruments related to Waqf. The results show that Waqf plays an important role in decreasing poverty in Indonesia. By utilizing digital platforms, the collection of Waqf funds is effective and widely spread to the Muslim community within the country. The results suggest that digital Waqf system has a crucial role and potentially contributes to the sustainable economic development of a developing country, particularly Indonesia. This study can be used in financial inclusion through the application of digital Waqf to alleviate poverty.

Abdulkareem, A.A., Mahmud, M. S., AbdulGaniyy, A., & Aliu, O. A. (2020). Establishment of Waqf to Alleviate Poverty among Muslims in Oyo State South-West, Nigeria: Test of Theory of Planned Behaviour. Li Falah: Journal of Islamic Economics and Business Studies, 5(2), 1-18. http://dx.doi.org/10.31332/lifalah.v5i2.2253

Alaro, A. A. M., & Alalubosa, A. H. (2019). Potential of Sharī’ah compliant microfinance in alleviating poverty in Nigeria. International Journal of Islamic and Middle Eastern Finance and Management, 12(1), 115-129. https://doi.org/10.1108/IMEFM-01-2017-0021

Aligarh, F., Nugroho, A., Raharja, B. S., Pratama, B. C., & Wirayuda, A. W. (2020). Do Individual Factors, Religiosity Factors, and Demographic Factors Predict Intention to Pay Zakat?. Al-Uqud : Journal of Islamic Economics, 5(1), 151–165. https://doi.org/10.26740/al-uqud.v5n1.p151-165

Al-Qardawi, Y. (2004). Poverty and it's solution in Islam. New Delhi, India: Adam Publishers.

Amalia, A. N., & P., Puspita. (2018). Minat masyarakat Jakarta dalam berwakaf uang pada lembaga wakaf. Syi'ar Iqtishadi: Journal of Islamic Economics, Finance and Banking, 2(2) 1-19. http://dx.doi.org/10.35448/jiec.v2i2.4382

APJII. (2018). Laporan Survei Penetrasi dan Profil Perilaku Pengguna Internet Indonesia. Retrieved from https://apjii.or.id/content/read/39/410/Hasil-Survei-Penetrasi-dan-Perilaku-Pengguna-Internet-Indonesia-2018

Charity Aid Foundation (CAF). (2019). CAF world giving index 10th edition. Retrieved from https://www.cafonline.org/about-us/publications/2019-publications/caf-world-giving-index-10th-edition

Djatnika, R. (1991). Hukum Islam di Indonesia: perkembangan dan pembentukan. Bandung, Indonesia: Remaja Rosdakarya.

Ekawaty, M., & Muda, A. W. (2015). Wakaf uang: Tingkat pemahaman masyarakat & faktor penentunya (studi masyarakat Muslim kota Surabaya, Indonesia). Iqtishoduna: Jurnal Ekonomi dan Bisnis Islam, 11(2), 73-83. https://doi.org/10.18860/iq.v11i2.3704

Fauzia, I. Y., & Musari, K. (2021). Waqf Crowdfunding for Financing the MSMEs: Evidence from ASEAN-3. In Handbook of Research on Disruptive Innovation and Digital Transformation in Asia (pp. 37-49).

Fauziah, S., & El Ayyubi, S. (2019). Faktor-faktor yang mempengaruhi persepsi Wakif terhadap wakaf uang di kota Bogor . Al-Muzara'ah, 7(1), 19-31. https://doi.org/10.29244/jam.7.1.19-31

Hadi, S. (2014). Regulasi UU Nomor 41 Tahun 2004 tentang Wakaf (Tinjauan Sejarah-Sosial). Jurnal Penelitian, 8(2), 319-338. http://dx.doi.org/10.21043/jupe.v8i2.840

Halim, A. R. (2017). Sejarah Perkembangan Wakaf. Samarinda, Indonesia: IAIN Samarinda.

Hamka, H. (1981). Sejarah Umat Islam IV. Jakarta: Bulan Bintang.

Han, J., Meyer, B. D., & Sullivan, J. X. (2020). Income and Poverty in the COVID-19 Pandemic (No. w27729). National Bureau of Economic Research. August 2020. DOI: 10.3386/w27729

Hidayati, R. (2017). Hak Kekayaan Intelektual Wakaf Potensial Kontemporer. Majalah Peradilan Agama, 11.

Ismawati. (2017). Penyelesaian Sengketa Tanah Wakaf: Studi terhadap Tanah Wakaf Banda Masjid Agung Semarang. Universitas Diponegoro, Semarang.

Jazil, T., Rofifah, S., & Nursyamsiah, T. (2019). Determinant factors motivated Waqif to donate waqf. El-Barka: Journal of Islamic Economic and Business, 2(2), 162-190.

Lambert, V. A., & Lambert, C. E. (2012). Qualitative descriptive research: An acceptable design. Pacific Rim International Journal of Nursing Research, 16(4), 255-256.

Mohd Thas Thaker, M.A.B. (2018). Factors influencing the adoption of the crowdfunding-waqf model (CWM) in the waqf land development. Journal of Islamic Marketing, 9(3), 578-597. https://doi.org/10.1108/JIMA-05-2016-0043

Muntaqo, F. (2015). Problematika Dan Prospek Wakaf Produktif di Indonesia. Al-Ahkam, 1(25), 83-108. http://dx.doi.org/10.21580/ahkam.2015.1.25.195

Mutmainah. (2016). Wakaf dan Pengembangan Pendidikan Islam di Indonesia. JOIES: Journal of Islamic Education Studies, 1(1), 208-225.

Nursalikah, A. (2019, November 14). BWI: Pertumbuhan wakaf masih lesu. Retrieved from https://republika.co.id/berita/q0wlij366/bwi-pertumbuhan-wakaf-masih-lesu.

Prayogo, R. (2019, October 18). Data Kemeristekdikti paparkan pertumbuhan startup Indonesia. Retrieved from https://dailysocial.id/post/data-kemeristekdikti-paparkan-pertumbuhan-startup-indonesia.

Razak, S.H.A. (2020). Zakat and waqf as instrument of Islamic wealth in poverty alleviation and redistribution: Case of Malaysia. International Journal of Sociology and Social Policy, 40(3), 249-266. https://doi.org/10.1108/IJSSP-11-2018-0208

Ryandono, M. N. H. (2018). Fintech Waqaf: solusi permodalan perusahaan startup wirausaha muda. Jurnal Studi Pemuda, 7(2), 111-121

Shihab, A. (2009). Alwi Shihab, Antara Tasawuf Suni dan Tasawuf Falsafi: Akar Tasawuf di Indonesia. Jakarta, Indonesia: Pustaka Iman.

Sudirman. (2014). Regulasi Wakaf di Indonesia Pasca Kemerdekaan Ditinjau dari Statute Approach. De Jure: Jurnal Hukum dan Syariah, 6(2), 190-203. https://doi.org/10.18860/j-fsh.v6i2.3228

Sugiri, P. (2011). Wacana Wakaf dalam Fikih Keindonesiaan. Majalah Penelitian Agama, 11.

Susanto, H. (2016). Sejarah Perkembangan Perundang-Undangan Wakaf di Indonesia. Bilancia: Jurnal Studi Ilmu Syariah dan Hukum, 10(2), 59-90.

Statistics Indonesia. (2020). Persentase Penduduk Miskin Maret 2020 naik menjadi 9,78 persen. Retrieved from https://www.bps.go.id/pressrelease/2020/07/15/1744/persentase-penduduk-miskin-maret-2020-naik-menjadi-9-78-persen.html

Syafira, F. N., Ratnasari, R. T., & Ismail, S. (2020). The Effect of Religiosity And Trust On Intention To Pay In Ziswaf Collection Through Digital Payments. JEBIS (Jurnal Ekonomi dan Bisnis Islam), 6(1), 98-115.

Swastika, P., & El Maza, R. (2019). Menggali Potensi Bursa E-Wakaf sebagai Sumber Pembiyaan untuk Tujuan Pembangunan Berkelanjutan (SDGs). Insight: Buletin Ekonomi Syariah, 4.

Wadi, D. A., & Nurzaman, M. S. (2020). Millennials Behaviour towards Digital Waqf Innovation. International Journal of Islamic Economics and Finance (IJIEF), 3(2), 1-30. https://doi.org/10.18196/ijief.3232

Zain, N. R. M., Mahadi, N. F., & Noor, A. M. (2019). The Potential in Reviving Waqf through Crowdfunding Technology: The Case Study. Al-Shajarah: Journal of the International Institute of Islamic Thought and Civilization (ISTAC), Special Issue: Islamic Banking and Finance. Retrieved from https://journals.iium.edu.my/shajarah/index.php/shaj/article/view/898

Zauro, N.A., Saad, R.A.J., Ahmi, A. and Mohd Hussin, M.Y. (2020). Integration of Waqf towards enhancing financial inclusion and socio-economic justice in Nigeria. International Journal of Ethics and Systems, 36(4), 491-505. https://doi.org/10.1108/IJOES-04-2020-0054

Copyright

Copyright aims to protect the specific way the article has been written to describe an experiment and the results. Shirkah: Journal of Economics and Business is committed to its authors to protect and defend their work and their reputation and takes allegations of infringement, plagiarism, ethical disputes, and fraud very seriously. Automotive Experiences is published under the terms of the Attribution-NonCommercial 4.0 International (CC BY-NC 4.0). Authors retain copyright and grant the journal right of first publication (online and print) with the work simultaneously. We use the restrictive license (non-commercial) as follows:

BY (attribution): Users are allowed to share, distribute and redistribute the published article in any medium or format, with an identification of the authors and its initial publication in this journal. Authors are encouraged to post and distribute their articles immediately after publication (e.g., institutional or public repositories, personal websites). Authors are allowed to enter into additional contractual arrangements for the non-exclusive distribution of the published and an acknowledgment of its initial publication in this journal.
NC (non-commercial): Users are not allowed to use the article commercially without the permission of the authors. Authors agree explicitly that the published article is indexed worldwide in databases, repositories and indexation services, even if these services operate on a commercial basis. Authors grant Shirkah: Journal of Economics and Business explicit the right to include the published articles in databases, repositories and indexation services. 

License

License to Publish

The non-commercial use of the article will be governed by the Attribution-NonCommercial 4.0 International (CC BY-NC 4.0). The author hereby grants Shirkah: Journal of Economics and Business an exclusive publishing and distribution license in the manuscript include tables, illustrations or other material submitted for publication as part of the manuscript (the “Article”) in print, electronic and all other media (whether now known or later developed), in any form, in all languages, throughout the world, for the full term of copyright, and the right to license others to do the same, effective when the article is accepted for publication. This license includes the right to enforce the rights granted hereunder against third parties.

Author's Warranties

The author warrants that the article is original, written by stated author/s, has not been published before, contains no unlawful statements, does not infringe the rights of others, is subject to copyright that is vested exclusively in the author and free of any third party rights, and that any necessary written permissions to quote from other sources have been obtained by the author(s).

User Rights

Under the Creative Commons Attribution-Non Commercial 4.0 International (CC BY-NC 4.0) license, the author(s) and users are free to share (copy and redistribute the material in any medium or format) and adapt (remix, transform, and build upon the material). Users must give appropriate credit, provide a link to the license, and indicate if changes were made.

Rights of Authors

Authors retain the following rights:

  1. Copyright, and other proprietary rights relating to the article, such as patent rights,
  2. The right to use the substance of the article in future own works, including lectures and books,
  3. The right to reproduce the article for own purposes, provided the copies are not offered for sale, and
  4. The right to self-archive the article.

Co-Authorship

If the article was prepared jointly with other authors, the signatory of this form warrants that he/she has been authorized by all co-authors to sign this agreement on their behalf, and agrees to inform his/her co-authors of the terms of this agreement.

Royalties

This agreement entitles the author to no royalties or other fees. To such extent as legally permissible, the author waives his or her right to collect royalties relative to the article in respect of any use of the article by Shirkah: Journal of Economics and Business or its sublicensee.

Miscellaneous

Shirkah: Journal of Economics and Business will publish the article (or have it published) in the Journal if the article’s editorial process is successfully completed and Shirkah: Journal of Economics and Business or its sublicensee has become obligated to have the article published. Shirkah: Journal of Economics and Business may conform the article to a style of punctuation, spelling, capitalization, and usage that it deems appropriate.