Anik, Anik, and Iin Emy Prastiwi. “Macro Economic Challenges and Third Party Funds of Islamic Commercial Banks in Indonesia”. Shirkah: Journal of Economics and Business 3, no. 1 (January 10, 2019). Accessed January 31, 2025. https://shirkah.or.id/new-ojs/index.php/home/article/view/208.